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Recently, viatical settlements have thrown the
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Defined contribution pensions, by definition, are funded, as the "guarantee" made to employees is that specified (defined) contributions will be made during an individual's working life.
Current challenges
A growing challenge for many nations is population aging. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all various options that can be insured.
The most common risks that are covered by travel insurance are:
Cancellation
Curtailment
Delayed departure
Loss, theft or damage to personal possessions and money (including travel documents)
Delayed baggage (and emergency replacement of essential items)
Medical expenses
Emergency evacuation/repatriation
Overseas funeral expenses
Accidental death, injury or disablement benefit
Legal assistance
Personal liability and rental car damage excess
Some travel policies will also provide cover for additional costs, although these vary widely between providers.
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the number of losses that have cost insurers hundreds of millions of dollars (Aviation accidents and incidents).
Most airlines arrange "fleet policies" to cover all aircraft they own or operate.
The Risks
Hull "All Risks"
The hull "All Risks" policy will usually refer to something like "all risks of physical loss or damage to the aircraft from any cause except as hereinafter excluded".
Airline hull "All Risks" policies are subject to a standard level of deductible (that is an uninsured amount borne by the Insured) applicable in
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the event of partial (non-total) loss. The former is in the field of "applied economics" while the latter belongs to "social economics" and is largely a matter of power and politics.[96]
Economics per se, as a social science, do not stand on
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the political acts of any government or other decision-making organization, however, many policymakers or individuals holding highly ranked positions that can influence other people's lives are known for arbitrarily use a plethora of economic theory concepts and rhetoric as vehicles to legitimize agendas and value systems, and do not limit their remarks to matters relevant to their responsibilities.[97] The close relation of economic theory and practice with politics[98] is a focus of contention that may shade or distort the most unpretentious original tenets of economics, and is often confused with specific social agendas and value systems.[99]
Issues like central bank independence, central bank policies and rhetoric in central bank governors discourse or the premises of macroeconomic policies[100] (monetary and fiscal policy) of the States, are focus of contention and criticism.[101][102][103][104]
Ideologies and economics
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